Necessity
Food & Eating Out ($674.50 - $202.35 = $472.15) - Daily meals and the weekends eating out. 30% of eating out is allocated as baby expenses.
Transport & Taxi ($161.20) - Monthly EZ Reload top up of $40 and a few taxi trips.
Bills ($216.90) - Monthly insurance $155 plus a laminating machine costing $39.90 and $22 for a spare battery for my camera
Communication ($42.00) - My M1 bill that is still on the 3G plan with 12 GB of data.
Baby ($422.00 + $202.35 = $624.35) - The usual expense for Chloe including packet milk, allowance, tidbits etc.
| Item | Amt |
| Insurance | -100 |
| Allowance | -200 |
| Milk and tidbits | -35 |
| Packet milk x4 | -20 |
| Milk and tidbits | -27 |
| Ingredients for baby porridge | -40 |
| Total | 422 |
Everything Savings Account ($200.00) - This goes directly to the 'DO NOT TOUCH' account.
Long Term Savings
Nikko AM Singapore STI ETF ($100.00) - This one's for the long term but automation is the key.
Play
Play ($125.00) - Bought a Billabong haversack bag at a sale costing $25 and $100 for Bintan trip expenses
Gifts
Gifts ($10.00) - For my wife to trim her eyebrows.
Total Expenses for August 2016: $1,889.10
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Monthly Savings August 2016
$132.50 - Automation works like a charm! 5 weeks of $26.50! Yeah! There are many ways to save money, but i like this the most!
Bank Balance Transfer
$1.12 - All the balance balance goes to this balance. In you go!
Financial Freedom Jar
$200.00 - To the DO Not Touch account!
Total Saved for August 2016: $333.62
Total Saved Since Jan 2016: $2,989.40
Check out how i did in previous months here!
If you have other ways to save money, do let me know. Thanks. :)
Financial Freedom Jar
$200.00 - To the DO Not Touch account!
$0.00 - No sale this month...
Total Saved for August 2016: $333.62
Total Saved Since Jan 2016: $2,989.40
Check out how i did in previous months here!
If you have other ways to save money, do let me know. Thanks. :)
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